privacy policy
Effective Date:
At SecurePathLoan, we value your privacy and are committed to protecting your personal information. This Privacy Policy outlines the types of information we collect from you, how we use that information, and the steps we take to protect your privacy. By using our website, https://securepathloan.xyz/, and the services offered by SecurePathLoan, you agree to the terms set forth in this Privacy Policy.
1. Information We Collect
We collect both personally identifiable information (PII) and non-personally identifiable information (non-PII) when you use our website and services.
Personally Identifiable Information (PII): This includes information that can be used to identify you directly, such as your name, email address, phone number, mailing address, and financial details. PII may be collected when you fill out forms, request services, or communicate with us via email or other means.
Non-Personally Identifiable Information (Non-PII): This includes data such as browser type, IP address, operating system, and general demographic information. We may also collect data on how you use the website, including the pages you visit, links you click, and how long you stay on certain pages.
2. How We Use Your Information
We may use the information we collect in the following ways:
To Provide Services: We use your PII to process and fulfill loan requests, provide customer support, and send you important information related to our services.
To Improve Our Website and Services: We use non-PII to monitor website traffic, analyze trends, and improve the overall user experience on our site.
To Communicate with You: We may use your email address to send you updates, promotions, or other information about our services. You can opt-out of marketing communications at any time by following the unsubscribe instructions in our emails.
To Comply with Legal Obligations: We may use your information to comply with applicable laws, regulations, and legal processes, including responding to subpoenas, court orders, or legal requests.
3. Data Security
At SecurePathLoan, we take the security of your personal information seriously. We implement a variety of security measures to maintain the safety of your personal data when you submit your information through our website.
Encryption: We use Secure Socket Layer (SSL) encryption to protect sensitive data transmitted over the internet.
Access Controls: Only authorized personnel have access to your personal information. We regularly review our access controls to ensure that data is protected against unauthorized access.
Data Retention: We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.
4. Sharing Your Information
We do not sell, trade, or otherwise transfer your personal information to outside parties without your consent, except in the following circumstances:
Service Providers: We may share your information with trusted third-party service providers who help us operate our website, process transactions, or provide customer support. These service providers are required to protect your personal information and use it only for the purposes for which it was provided.
Legal Requirements: We may disclose your personal information if required by law or in response to a valid request by a law enforcement agency, regulatory authority, or court order.
Business Transfers: In the event of a merger, acquisition, or sale of assets, your personal information may be transferred as part of the transaction. We will notify you before any such transfer occurs.
5. Cookies and Tracking Technologies
We use cookies and similar tracking technologies to enhance your experience on our website. Cookies are small files stored on your device that allow us to remember your preferences and analyze website usage.
- Types of Cookies We Use:
- Essential Cookies: These cookies are necessary for the basic functionality of the website, such as login and form submissions.
- Analytics Cookies: These cookies help us analyze how visitors use our website, enabling us to improve its performance.
- Marketing Cookies: These cookies are used to deliver personalized advertisements to you based on your browsing behavior.
You can control the use of cookies through your browser settings. However, disabling certain cookies may affect the functionality of our website.
6. Your Rights and Choices
As a user, you have certain rights regarding your personal information:
Access and Correction: You can request access to the personal information we hold about you and request corrections if necessary.
Data Deletion: You may request the deletion of your personal information, subject to certain exceptions (e.g., legal obligations or ongoing business needs).
Opt-Out: You can opt-out of receiving marketing communications from us at any time by following the unsubscribe instructions in our emails.
Data Portability: You may request a copy of your personal information in a structured, commonly used, and machine-readable format.
To exercise any of your rights or if you have any questions about how we handle your data, please contact us at contact@securepathloan.com.
7. Third-Party Links
Our website may contain links to third-party websites. These third-party sites have their own privacy policies, and we are not responsible for the practices or content of those sites. We encourage you to read the privacy policies of any third-party website you visit.
8. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will post the updated policy on this page and update the "Effective Date" at the top of the policy.